Reckless driving is a tradition in open world games. Whether you’re running to save the world or just driving to the store to buy a new pair of shoes, leaving a trail of wrecked cars, dead pedestrians and fallen lampposts behind you is just a fact of life. Meanwhile, the wreckage has all been neatly cleaned up, and the next time you roar past the same street corner, there’s no sign of wanton destruction.
However, it’s not fair to the citizens of the world whose cars have been slid, dinged, scratched, smashed or destroyed, and now a model has emerged that will at least tip the scales a little.
discoverer PCGamesN (opens in new tab)This Drive carefully with mods (opens in new tab) Cyberpunk 2077 created a new unseen entity in Night City: the NCID, or the Night City Insurance Division. From now on, if you hit, hit, hit or scratch another car while driving, you will have to pay a fine.
NCID is as invasive as the mantis blade inside your forearm. You and the entire population of Night City are enrolled in an insurance plan, and your bank accounts are linked to the department’s unblinking electronic eyes. Speeding in your car, if you hit another car, you will automatically be fined and the money will be debited from your wallet immediately.
It’s not a flat fine either. Charges are floating, and the cost of a frontal crash is more than just nudging someone’s rear bumper. Insurance premiums are usually not too severe, and the total fine for minor accidents is usually less than 100 hits, but if you really want to punish yourself (or be more realistic with the insurance company), you can increase the amount spent per collision in the mod’s config in the file.
As with all bureaucratic systems, there are loopholes and you can still break someone else’s car without paying a fine. Parked and vacant cars are not registered with the NCID, so if you feel disruptive, you may want to limit reckless driving to a parking lot full of empty cars. Also, if the driver of the car dies or becomes incapacitated (and I’m not suggesting you have anything to do with that), you can hit their vehicle as much as you want without being fined.
Unfortunately, it sounds like the mod won’t pay you if the NPC hits Your car, but let’s face it, you’re probably the number one culprit in accidents in Night City. Slow down, drive safely, and obey the traffic rules, okay? You can find Drive Carefully mod in Nexus Mods (opens in new tab). it requires another mod, red draft (opens in new tab)make it work.